By saving money, people give themselves more security. They cannot predict the future; perhaps one day they will be jobless. At a time like this their savings can spare them a great deal of suffering and help to see them through the hard time. In addition, saving money allows people to build up a larger sum. They can then buy something more worthwhile than the small things they can but if they spend the money right away. For example, they may be able to buy a house with their savings. Finally, he practice of saving helps people develop the habit of setting goals and planning for their future. In this way they are bound to lead more meaningful and successful lives.
Most people would like to enjoy their money immediately. Nobody likes to wait for the things that he wants. However, if we learn to save our money, we can gain more advantages in the future. We will lead more secure and, thus, happier lives. We will also be able to buy the things we truly want but cannot afford right now.
每一个人都需要工作以求存活，但有很多人非常幸运，可以赚得比他们立即需要的还要多的钱。他们应该怎么样处置这类额外的收入呢?尽管把钱全花在自己想买的东西上是非常诱惑的，但我觉得最好至少把一部分的额外收入存起来，以备以后之需。
通过存钱，大家能获得更多的安全感。将来是没办法预测的，可能有一天大家会失业。碰到像这种情况，存款可以让大家免去很多痛苦，帮助大家渡过难关。除此之外，存钱可以使人积累较多的钱，可以用于买更有价值的东西，比立刻把钱花掉所能买到的东西更有用。比如，大家可以用存款买房。最后，存钱能帮助大家培养设定目的及为将来作计划的习惯。这样一来，大家必然会过着更有意义并且更成功的生活。
大多数的人会想要立刻享用手边的钱。无人想等到将来再买想要的东西。然而，假如大家掌握存钱，将来可以获得更多有哪些好处。大家将过着更有安全感而且更开心的生活。大家也能购买大家真的想要但目前没办法负担的东西。
